Meaningful Living

A new TV program started on channel 8 recently (财不怕退休), to give information/advice to young people on how to plan for financial stability when old. This is a summary of some key points from the program, as well as some of my views. 1.  We should plan for retirement as early as we can . In Singapore, even though we have the CPF scheme, it is likely only enough to meet our basic needs.  We plan early, so that we can continue to live the way we want to live, after retiring. 2.  General guideline for a young working adult:  Save 20% of the salary, use 50% for daily expenses, and invest the remaining.  For me, I would advise going for longer term, lower risk investments, because the objective is to plan for retirement, not to hit the jackpot. Some people don't save at all because they feel that they have CPF.  As explained above, CPF may give us just enough for basic needs.   On the other hand, there are people who are very prudent and save a huge prop...

It was reported that in Singapore, 16 new kidney failure patients are diagnosed each day currently.  This is a scary number.  Here are some notes on kidney failure. 1.   Common Causes : Diabetes : This is the most common cause of kidney failure.  When blood sugar binds to proteins, it causes the kidney filters to lose its function to filter toxins effectively Glomerulonephritis : This is the second most common cause of kidney failure due to kidney inflammation.  This is not treatable or preventable, but can be controlled with medicines High Blood Pressure : HBP can damage the blood vessels in the kidney, thus reducing the kidney's filtration functioning Exposure to pollutants , including cigarette smoke Injury to the kidney due to sports etc  Severe dehydration Certain medications (like some blood pressure medicine) (doctors will switch medications or stop the medicine temporarily for monitoring)     2.  Through blood test (or u...

Because of the Covid-19 pandemic, more and more people are getting used to working from home (WFH).  It has been noted that there are more job seekers requesting for WFH. Some will deny this, but these are the reasons (not exhaustive) I feel many people prefer to work from home: 1.   Can wake up later; 2.   No need to travel to work place, hence saving some money on transportation; 3.   Can steal time at home to do personal stuffs; 4.   Not being watched by the boss and colleagues; 5.   Can spend time with family/send children to school etc. I am not against the idea of WFH, because it depends on the nature of the work, and it depends on the boss.  The purpose of this blog is to give awareness of another group of people with a different thinking regarding WFH. Some people prefer to work in the office, due to the nature of their work.  But there are also people who prefers to work in the office because of FOMO, the Fear of ...